Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
The present investigation has the objective of evaluating the efficiency in the microfinance institutions in the 32 Mexican Federative Entities, in order to know which are the most efficient institutions and relate it to the institution's corporate purpose. The Data Envelopment Analysis (DEA) m...
| Main Authors: | , , , , |
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| Format: | Online |
| Language: | spa |
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Unidad Editorial UPTC
2023
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| Subjects: | |
| Online Access: | https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642 |
| _version_ | 1801706712811438080 |
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| author | Ortiz Zavala, Alberto Kido Cruz, Antonio Kido Cruz, María Teresa Razo Villagómez, Cesar Augusto Granados Gómez, Juan Paulo |
| author_facet | Ortiz Zavala, Alberto Kido Cruz, Antonio Kido Cruz, María Teresa Razo Villagómez, Cesar Augusto Granados Gómez, Juan Paulo |
| author_sort | Ortiz Zavala, Alberto |
| collection | OJS |
| description | The present investigation has the objective of evaluating the efficiency in the microfinance institutions in the 32 Mexican Federative Entities, in order to know which are the most efficient institutions and relate it to the institution's corporate purpose. The Data Envelopment Analysis (DEA) methodology is used, both the Charnes, Cooper and Rhodes method, the Banker, Charnes and Cooper method and the Sexton Crossed Efficiency Method. As a limitation, there is the fact that the most current data found is from the year 2020. As a result, it is observed that the average efficiency of the MFIs is located at 0.60885551 for the 32 federal entities, pointing to Mexico City at the top as the most efficient. Also, the research finds that the institutions that pursue an economic purpose are the ones that achieve greater efficiency, while the institutions that seek a social objective present the lowest one. Since a sector of the population does not have access to traditional banking the article is relevant; the contribution is in the study of social banking from the microfinance sector.
JEL Codes: C14
Received: 18/02/2023. Accepted: 28/04/2023. Published: 26/05/2023. |
| format | Online |
| id | oai:oai.revistas.uptc.edu.co:article-15642 |
| institution | Revista Inquietud Empresarial |
| language | spa |
| publishDate | 2023 |
| publisher | Unidad Editorial UPTC |
| record_format | ojs |
| spelling | oai:oai.revistas.uptc.edu.co:article-156422024-04-25T04:29:23Z Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking Evaluación de la eficiencia de Instituciones Microfinancieras en México. Un análisis mediante la envolvente de datos a la Banca Social Ortiz Zavala, Alberto Kido Cruz, Antonio Kido Cruz, María Teresa Razo Villagómez, Cesar Augusto Granados Gómez, Juan Paulo social banking social development efficiency DEA microfinance banca social desarrollo social eficiencia DEA microfinanzas The present investigation has the objective of evaluating the efficiency in the microfinance institutions in the 32 Mexican Federative Entities, in order to know which are the most efficient institutions and relate it to the institution's corporate purpose. The Data Envelopment Analysis (DEA) methodology is used, both the Charnes, Cooper and Rhodes method, the Banker, Charnes and Cooper method and the Sexton Crossed Efficiency Method. As a limitation, there is the fact that the most current data found is from the year 2020. As a result, it is observed that the average efficiency of the MFIs is located at 0.60885551 for the 32 federal entities, pointing to Mexico City at the top as the most efficient. Also, the research finds that the institutions that pursue an economic purpose are the ones that achieve greater efficiency, while the institutions that seek a social objective present the lowest one. Since a sector of the population does not have access to traditional banking the article is relevant; the contribution is in the study of social banking from the microfinance sector. JEL Codes: C14 Received: 18/02/2023. Accepted: 28/04/2023. Published: 26/05/2023. La presente investigación tiene el objetivo de evaluar la eficiencia en las instituciones de microfinanzas en las treintaidós entidades federativas mexicanas, con el fin de reconocer cuáles son las instituciones más eficientes y relacionar su desempeño con su objeto social. Se utiliza la metodología de Análisis Envolvente de Datos (DEA), a través de tres métodos: el de Charnes, Cooper y Rhodes, el de Banker, Charnes y Cooper, y el método de eficiencia cruzada de Sexton. Una limitante observada fue el hecho de que los datos más recientes encontrados pertenecen al año 2020. Como resultado, se halla que el promedio de eficiencia de las IMF se localiza en 0.60885551 para las treintaidós entidades federativas, entre las cuales la Ciudad de México es la más eficiente. Además, se evidencia que las instituciones que persiguen un fin económico son las que logran una mayor eficiencia, mientras que las que buscan un propósito social presentan la eficiencia más baja. Uno de los elementos que da relevancia a este artículo es el reconocimiento de que un sector de la población no tiene acceso a la banca tradicional; el aporte está en el estudio de la banca social desde el sector de las microfinanzas. Códigos JEL: C14 Recibido: 18/02/2023. Aceptado: 28/04/2023. Publicado: 26/05/2023. Unidad Editorial UPTC 2023-05-26 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion text texto application/pdf text/xml https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642 10.19053/01211048.15642 Inquietud Empresarial; Vol. 23 No. 1 (2023): Inquietud Empresarial 23(1) January-June 2023; 1-14 Inquietud Empresarial; Vol. 23 Núm. 1 (2023): Inquietud Empresarial 23(1) Enero-Junio 2023; 1-14 0121-1048 spa https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642/12896 https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642/14029 Derechos de autor 2023 Alberto Ortiz Zavala https://creativecommons.org/licenses/by-nc-nd/4.0/ |
| spellingShingle | social banking social development efficiency DEA microfinance banca social desarrollo social eficiencia DEA microfinanzas Ortiz Zavala, Alberto Kido Cruz, Antonio Kido Cruz, María Teresa Razo Villagómez, Cesar Augusto Granados Gómez, Juan Paulo Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking |
| title | Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking |
| title_alt | Evaluación de la eficiencia de Instituciones Microfinancieras en México. Un análisis mediante la envolvente de datos a la Banca Social |
| title_full | Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking |
| title_fullStr | Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking |
| title_full_unstemmed | Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking |
| title_short | Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking |
| title_sort | evaluation of the efficiency of microfinance institutions in mexico an analysis through the data envelope to social banking |
| topic | social banking social development efficiency DEA microfinance banca social desarrollo social eficiencia DEA microfinanzas |
| topic_facet | social banking social development efficiency DEA microfinance banca social desarrollo social eficiencia DEA microfinanzas |
| url | https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642 |
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