Fintech and Start-ups: A Systematic Literature Review

Fintech is the application of the technologies of the fourth industrial revolution in the financial field. In recent years, it has aroused growing interest from various financial actors and specialties, thanks to its relevant characteristics such as information security, increased performance, and d...

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Main Authors:	Sanchez Obando, Jhon Wilder, Duque-Méndez, Néstor Darío, Tapasco-Rueda, Andrea Ximena
Format:	Online
Language:	eng
Published:	Universidad Pedagógica y Tecnológica de Colombia 2023
Subjects:	Fintech start up SLR PRISMA Tree of Science (ToS) Financial markets Tecnological revolution Tree of Science Mercados financieros Revolución tecnológica Star up SLR Prisma
Online Access:	https://revistas.uptc.edu.co/index.php/cenes/article/view/15964
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author	Sanchez Obando, Jhon Wilder Duque-Méndez, Néstor Darío Tapasco-Rueda, Andrea Ximena
author_facet	Sanchez Obando, Jhon Wilder Duque-Méndez, Néstor Darío Tapasco-Rueda, Andrea Ximena
author_sort	Sanchez Obando, Jhon Wilder
collection	OJS
description	Fintech is the application of the technologies of the fourth industrial revolution in the financial field. In recent years, it has aroused growing interest from various financial actors and specialties, thanks to its relevant characteristics such as information security, increased performance, and decentralization. Despite the positive aspects of fintech, there are some trends in its application that require overcoming certain problems such as regulation, technological scalability, and hybridization. Therefore, a systematic overview is considered necessary in which information is collected to provide an overview of the state of the art related to the application of fintech and start-ups to serve as a reference for future research in this field. To this end, a systematic literature review was conducted using the PRISMA protocol in combination with the Tree of Science (ToS) algorithm. Articles published between 2016 and 2021 were found in the Web of Science, Google Scholar, Scopus and IEEE Xplore databases, where the Tree of Science (ToS) algorithm was then applied to identify the most relevant literature on the topic. As a result, 72 articles were analyzed. The analysis of the selected articles provided valuable information and answered the research questions posed in the PRISMA protocol. The results indicate as research trends on the topic: business financing, innovation and financial information, financial technology and finance and regulation. Fintech is a revolutionary innovation that creates opportunities in the market and in the financial world, which is why prototypes are being developed worldwide.
format	Online
id	oai:oai.revistas.uptc.edu.co:article-15964
institution	Revista Apuntes del Cenes
language	eng
publishDate	2023
publisher	Universidad Pedagógica y Tecnológica de Colombia
record_format	ojs
spelling	oai:oai.revistas.uptc.edu.co:article-159642024-03-20T22:43:49Z Fintech and Start-ups: A Systematic Literature Review Fintech y empresas emergentes: una revisión sistemática de la literatura Sanchez Obando, Jhon Wilder Duque-Méndez, Néstor Darío Tapasco-Rueda, Andrea Ximena Fintech start up SLR PRISMA Tree of Science (ToS) Financial markets Tecnological revolution Tree of Science Mercados financieros Revolución tecnológica Fintech Star up SLR Prisma Fintech is the application of the technologies of the fourth industrial revolution in the financial field. In recent years, it has aroused growing interest from various financial actors and specialties, thanks to its relevant characteristics such as information security, increased performance, and decentralization. Despite the positive aspects of fintech, there are some trends in its application that require overcoming certain problems such as regulation, technological scalability, and hybridization. Therefore, a systematic overview is considered necessary in which information is collected to provide an overview of the state of the art related to the application of fintech and start-ups to serve as a reference for future research in this field. To this end, a systematic literature review was conducted using the PRISMA protocol in combination with the Tree of Science (ToS) algorithm. Articles published between 2016 and 2021 were found in the Web of Science, Google Scholar, Scopus and IEEE Xplore databases, where the Tree of Science (ToS) algorithm was then applied to identify the most relevant literature on the topic. As a result, 72 articles were analyzed. The analysis of the selected articles provided valuable information and answered the research questions posed in the PRISMA protocol. The results indicate as research trends on the topic: business financing, innovation and financial information, financial technology and finance and regulation. Fintech is a revolutionary innovation that creates opportunities in the market and in the financial world, which is why prototypes are being developed worldwide. Fintech es la aplicación de las tecnologías de la cuarta revolución industrial en el campo financiero. En los últimos años ha despertado un creciente interés por parte de diversos actores y especialidades financieras, gracias a sus características relevantes como la seguridad de la información, el aumento del rendimiento y la descentralización. A pesar de los aspectos positivos de fintech, existen algunas tendencias de su aplicación que requieren superar ciertos problemas como la regulación, la escalabilidad tecnológica y la hibridación. Por lo tanto, se considera necesaria una revisión sistemática en la que se recolecte información para ofrecer una visión general del estado del tema relacionado con la aplicación de fintech y las start-ups, con el fin de servir como referencia para futuras investigaciones en este campo. Con este propósito, se llevó a cabo una revisión sistemática de la literatura siguiendo el protocolo PRISMA combinado con el algoritmo Tree of Science (ToS). Se encontraron artículos publicados entre 2016 y 2021 en las bases de datos Web of Science, Google Scholar, Scopus e IEEE Xplore, donde posteriormente se aplicó el algoritmo Tree of Science (ToS) para identificar la literatura más relevante sobre el tema. Como resultado, se analizaron 72 artículos. El análisis de los artículos seleccionados proporcionó información valiosa y respondió a las preguntas de investigación planteadas en el protocolo PRISMA. Los resultados indican como tendencias de investigación en el tema: financiamiento empresarial, innovación e información financiera, tecnología financiera y finanzas y regulación. Fintech es una innovación revolucionaria que crea oportunidades en el mercado y en el mundo financiero, por lo que se están desarrollando prototipos en todo el mundo. Universidad Pedagógica y Tecnológica de Colombia 2023-08-04 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer reviewed Article application/pdf text/xml https://revistas.uptc.edu.co/index.php/cenes/article/view/15964 10.19053/01203053.v42.n76.2023.15964 Apuntes del Cenes; Vol. 42 No. 76 (2023); 173-198 Apuntes del Cenes; Vol. 42 Núm. 76 (2023); 173-198 2256-5779 0120-3053 eng https://revistas.uptc.edu.co/index.php/cenes/article/view/15964/13472 https://revistas.uptc.edu.co/index.php/cenes/article/view/15964/13874 Copyright (c) 2023 Jhon Wilder Sanchez Obando, Néstor Darío Duque-Méndez, Andrea Ximena Tapasco-Rueda http://creativecommons.org/licenses/by-nc-sa/4.0
spellingShingle	Fintech start up SLR PRISMA Tree of Science (ToS) Financial markets Tecnological revolution Tree of Science Mercados financieros Revolución tecnológica Fintech Star up SLR Prisma Sanchez Obando, Jhon Wilder Duque-Méndez, Néstor Darío Tapasco-Rueda, Andrea Ximena Fintech and Start-ups: A Systematic Literature Review
title	Fintech and Start-ups: A Systematic Literature Review
title_alt	Fintech y empresas emergentes: una revisión sistemática de la literatura
title_full	Fintech and Start-ups: A Systematic Literature Review
title_fullStr	Fintech and Start-ups: A Systematic Literature Review
title_full_unstemmed	Fintech and Start-ups: A Systematic Literature Review
title_short	Fintech and Start-ups: A Systematic Literature Review
title_sort	fintech and start ups a systematic literature review
topic	Fintech start up SLR PRISMA Tree of Science (ToS) Financial markets Tecnological revolution Tree of Science Mercados financieros Revolución tecnológica Fintech Star up SLR Prisma
topic_facet	Fintech start up SLR PRISMA Tree of Science (ToS) Financial markets Tecnological revolution Tree of Science Mercados financieros Revolución tecnológica Fintech Star up SLR Prisma
url	https://revistas.uptc.edu.co/index.php/cenes/article/view/15964
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