| Summary: | Eng: Financial education allows the population to know about the entities that surround them,
to understand about the elementary events that can lead a country or person to a crisis, to know
how financial entities work and what is the role of the citizen in the administration of funds, to
understand figures, graphs and elementary research on the economy and finances; the university
as a key actor in the formation of competent professional leaders has an indispensable and
inalienable role in financial education; students as next, professionals and consumers of the future
will be the main incentivizers of the economy of the community and the world. With these
premises, the following objective is proposed: To evaluate the level of financial education in
personal finances and the factors to take into account in the financial decision making of graduate
students of the UPTC of Tunja. For the resolution of this purpose a questionnaire is developed,
validated by means of a reliability assessment calculated by Cronbach's Alpha, therefore, with the
qualitative methodology of fsQCA seeks to logically satisfy diverse applicative hypotheses, by
means of Artificial Intelligence simulations. The study in general determines that it is very
important that the user has an adequate attitude and financial behavior supported with skills,
through this he will have vast opportunities to develop in the environment and to obtain a long
term economic insurability.
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